Individual / Institutional Investor

How can we plan your portfolio success?

With the continuous expansion of the Cyprus capital market, it has become imperative for firms responsible for substantial amounts of funds to assign the management of those funds to professionals. Undertaking this task themselves may result in unwarranted loss. The same applies to individual investors who might not have the knowledge, the experience or even the time to handle their own portfolio.

The objective of the investment manager is to maximize the return on assets under management without undertaking undue risk, whilst maintaining adequate liquidity. The investment policy adopted will aim at developing an optimally diversified portfolio - part will be earmarked for security and regularity of income and part invested in riskier securities with growth potential. Our experts can design and implement a strategy for your financial success, depending on your needs and goals.


Investment Strategy

The first step our investment managers take in developing an investment strategy is the evaluation of each client. In order to achieve the best possible results we assess the following:

• level of risk the client is willing to take (risk tolerance)
• time horizon
• liquidity considerations
• legislative framework
• tax implications
• other client-specific circumstances

Once everything is put together, the result is a tailor-made portfolio, in line with the client' s requirements.

The asset allocation process aims at the design of a fully diversified portfolio, according to the client's risk-return profile. This is the step in which we determine the appropriate investment in each of the asset classes: equities, bonds and cash, based on economic and market research. After company research and valuations are considered in detail, the asset selection team decides the suitability and the weights of specific investments, to meet the financial objectives of each client. Trading takes place when new information is available or when our opinion about the markets or specific companies changes.

In addition to the design of a portfolio suitable to your needs, communication channels between yourself and our professional staff are being maintained in order to ensure that we always act in response to your changing needs. Regular reporting (portfolio report, transaction report, cash flow report) is provided on a monthly basis, or according to your requirements, to keep you informed about the portfolio's value and performance.


Investment Management Agreement

If you agree to appoint CISCO Fund Management as the manager of your funds, you give CISCO full authority to buy and sell securities on your behalf as well as exercise rights and warrants, reinvest dividends etc. A Bank account will be opened in your name at the Bank of Cyprus and will be credited and debited accordingly. All investment decisions taken by our professionals will be based on the investment objectives and strategy specified in the agreement. The Investment Management Agreement is usually renewable every two years and the investment strategy is adjusted to meet your changing needs.